I have had a series of bad luck through my life

I’ve had to replace my roof when a tree fell on it

I don’t know what it is or why bad things seem to happen to me, but that’s the way it is. Bad things happen to me so often that I don’t even get surprised at all anymore. If my car breaks down while going to work or taking my friends to a movie, it doesn’t phase me. I actually go about the situation in a calm manner. Because things like this happen to me often, I have the right services and insurance for many things that could go wrong. I have my house covered, fire insurance, theft of valuables, and even my computer and cell phones are covered. I know it seems crazy to have so much insurance, but my insurance company actually gives me a great price for having so many types of insurance policies in bulk. I forgot to mention that also my HVAC system is covered. It’s basically for any unexpected breakdowns and things like that. My insurance will cover any issues so long as I make sure to keep with regular HVAC system maintenance. I don’t even pay that much for my regular maintenance because I’m on a really good HVAC service plan through my HVAC company. It’s funny because while it seems like I have too much insurance, I have gone through multiple claims for all these different things. I’ve had my house burned down and rebuilt. I’ve had to replace my roof when a tree fell on it. I’ve had to get my car repaired from being in car accidents that were not my fault. I have even had to have my HVAC system replaced when even the HVAC professionals didn’t know what was wrong with the last one. I just realize that I’m the type of person who requires insurance to cover everything.
Ductless heat pump